Huntsville Automobile Accident Attorneys

Personal Injury

Huntsville Automobile Accident Attorneys


Best Huntsville Car Accident Lawyer Near Me

Have you been injured in an auto accident in Huntsville, Alabama, caused by someone else’s negligence?  Are your medical bills piling up, and the other driver’s insurance company is giving you the runaround? If you or a loved one have been injured in an auto accident in Huntsville, you need an experienced attorney. Traffic incidents are the source of thousands of personal injury lawsuits in Alabama each year. Even though there are fewer drivers on the road today because of the pandemic, the automobile accidents that do happen are much more serious. As more people return to the roads, not all of them are paying attention while driving, leaving a trail of property damage, injuries, and death. If you have been involved in an auto accident in Huntsville, Alabama, seeking legal guidance is crucial. Recovering compensation and navigating the complexities of a car accident case can be challenging, but a knowledgeable car accident attorney in Huntsville can make all the difference. At Ferguson & Ferguson, we understand the importance of having trusted trial lawyers by your side. When you're injured in an auto accident, you need personalized attention and expertise to ensure you receive the compensation you deserve. Many individuals may feel overwhelmed when searching for the right attorney, especially with the abundance of legal advertisements flooding the market. It's essential to choose an attorney who will prioritize your case and provide the level of support you need. At Ferguson & Ferguson, we believe in direct attorney-client communication, which is why all our clients have access to their attorney's cell phone numbers and email addresses. We aim to provide comprehensive representation and ensure that you receive the best legal support available. If you need a car accident attorney in Huntsville, don't hesitate to reach out to us for a free consultation. Whether you're recovering in the hospital, at home, or work, we can meet you wherever is most convenient. Our mission is to offer top-notch legal representation and guide you through every step of your case. Take the first step towards seeking justice by calling us today at 256-350-7200 or 256-534-3435. We're here to help you through this challenging time. Call now. Call 256-534-3435 or 256-350-7200. We are here to help.

What Should I do after an Auto Accident?

After being in an auto accident, it is crucial to take immediate action. Firstly, ensure the safety of everyone involved by moving to a safe location if possible. Contact local law enforcement to report the accident and have them conduct an investigation. It is essential to gather evidence, including the contact and insurance information of the other driver, as well as the contact details of any witnesses. Additionally, document the scene of the accident and any injuries sustained through photographs. Seeking medical attention promptly is vital, even if injuries seem minor. Refrain from posting about the accident or injuries on social media until after consulting with an attorney. Remember, the priority is your well-being and the preservation of crucial information for any potential legal proceedings.

Do I Need an Attorney after an Auto Accident in Huntsville, Alabama?

    • For minor accidents in Alabama, it’s quite possible you don’t need an attorney. However, even if it turns out you don’t need to hire a lawyer, phone consultations are always free. If you are in doubt, call now. Retaining an attorney after a car wreck in Madison or Morgan County may not be the first thing on your mind after a wreck. However, making sure your lawyer is experienced is important, especially when you have suffered serious injuries in a motor vehicle accident. Our Huntsville auto accident lawyers are experienced and here to help.
    • An attorney can assist you in what to do after the accident. This includes getting the police report, giving recorded statements, notifying your insurance company, notifying the other parties' insurance company, and explaining what compensation you can recover. If you’ve suffered serious injuries or a death in your family, our attorneys can help you negotiate compensation for your auto accident claim.
    • help explain how to get proper medical treatment. A personal injury lawyer can also help you with medical bills and loss of income. You need a Decatur attorney who can help you get medical treatment, hire experts, and help with loss of income. The attorneys at Ferguson & Ferguson can help you every step of the way.
    • An attorney can advise you whether to settle your case quickly or to file suit. They can also advise you on contributory negligence, property damage, and future medical expenses. Our attorneys can also file a lawsuit if necessary, gather your medicals, and prepare your case for trial.
If you have been in an auto accident in Huntsville, it may be in your best interest to hire an experienced personal injury attorney. Contact our attorneys now and find out your legal rights.

How to Hire an Alabama Auto Accident Lawyer

What do you need to know about your accident attorney before you hire them? You need to know the following:
  • 1. Is the law firm just a settlement mill that does not care about your case? Can your firm take your case to trial if it does not settle? Insurance companies love settlement mills because they pay them less money. Insurance carriers tend to give much better offers to clients of real trial attorneys in Alabama.
  • 2. Will you deal with an attorney that you know and can call at any time? Attorneys are known for not calling back clients. Don't hire a big settlement mill television and billboard law firm where you get assigned an attorney that you will never talk to or meet. Don't settle for talking to a paralegal or secretary about your case. If your attorney won't give you their cell number, go somewhere else.
  • 3. Do not hire an attorney because you saw them on television or a billboard. Hire a local attorney, with experience handling auto accidents. We are often hired by clients who hired one of the big Birmingham television and billboard settlement firms who never even met their attorneys in person. Don't settle for signing papers online, emails, and no returned calls from your attorney. Make sure you are a priority to your attorney, not just another file on the floor. You are hiring an attorney, not a secretary or paralegal.
  • 4. Who is going to do the work in your case? When you hire an attorney, it is their responsibility to keep up with your treatment and obtain all of your medical records and bills. You should not be running all over town trying to collect your records and bills. We hear clients all the time telling us about their previous attorney requiring them to get their records and bills. We also make sure at the end of the case that you don't have any unpaid bills at the end of your case. Further, we can also assist you in getting the proper treatment in your case.
  • 5. Does your attorney stay up to date on the latest changes in the law? The law changes, and you don't want to take on the big insurance companies in court if you are not up to date.
  • 6. Is your attorney familiar with the judges and local rules of court? Most big television firms are from out of town or state and have no clue about local court rules or the judges they are trying your case in front of. Hire a local attorney who knows the physicians and courts where you were injured.
  • 7. Does the law firm have the financial resources to handle your Alabama auto accident case?

What’s the Process After I Hire Ferguson & Ferguson?

The team at Ferguson & Ferguson assists in gathering evidence for auto accident cases by working closely with insurance companies, local courts if needed, and other relevant parties to ensure accountability for the accident. With their extensive experience in handling auto accident cases, they serve as advocates for their clients and represent them fairly to secure the compensation they deserve. Through a free consultation, they start by understanding the details of the case and then proceed to help gather vital evidence such as documentation and other relevant information that can substantiate the damages resulting from the auto accident. Most auto accident claims will follow these simple steps:
  • After you hire our firm: Our Huntsville and Decatur personal injury attorneys will take the information you provided at your initial no-cost consultation, and will send out a letter of representation to the other driver and their insurance company.
  • Deal with motor vehicle property damage right away: If your car was damaged or totaled, you need to get your money or your vehicle repaired. If repaired, you need a rental vehicle as soon as possible. Handling the vehicle damage will be done immediately. We charge nothing for helping with your property damage claim.
  • Get medical treatment: You should get treatment right after the accident. We can connect you with a physician or chiropractor near you who can treat you on a medical lien. A lien means the doctor agrees to wait to be paid until your claim is resolved.
  • Gather evidence: We gather all evidence right away, like police reports, witness statements, medical records, and video surveillance footage.
  • Send a demand letter: We send a settlement demand letter to the insurance company as early as possible.
  • Negotiate settlement: The insurance carrier will respond to our demand letter with an offer. We negotiate a settlement if possible.
  • If settled: If a settlement is agreed upon, you sign a release and they send the check. We deduct our fees and costs and pay the doctors (after negotiating down their bills), and the rest goes to you.
  • If no settlement: We prepare and try your case to a verdict.

Who is at Fault in a Alabama Auto Accident

In rear-end collisions, the driver hitting the other vehicle from behind is usually at fault. While there are circumstances that change liability in these accidents, they are very hard to prove. By the Alabama rules of the road, you are required to leave enough room between your vehicle and the vehicle in front of you so that you can stop.

In a left turn collision, the driver making the turn is almost always at fault, unless they have a green arrow. That’s because all other vehicles usually have the right of way over a left-turning vehicle. The police report will often determine liability, even though it is not admissible in court. It is difficult to get around the details of the official police report, even if it is incorrect.

When someone is in a car accident, they may be unsure of what to do. Most collisions are caused by driver error. Usually, the injured party must show that the other driver who caused the crash was negligent. This requires proving four elements – Duty, Breach, Causation, and Damages.

  • Duty: First, the injured person must show that the other driver owed a duty of care to them.
  • Breach of Duty:
  • Causation: The injured party must show injuries and property damage was a direct result of the negligent driver’s negligence.
  • Damages: Injuries, for instance, medical bills, scarring, and losses of income suffered by the victim.
  • Types of Alabama Auto Accidents

    There are numerous types of motor vehicle accidents. Our attorneys have the expertise to handle all types of auto accidents. Our firm has represented clients who have been involved in the following types of accidents:
    • Rear-end collisions in which one car is struck by another in the back of the vehicle.
    • Head-on collisions in which the front ends of both vehicles collide usually causing serious injuries.
    • Motorcycle accidents usually cause severe injuries or death.
      Bicycle accidents.
    • Pedestrian accidents usually involve very serious injuries or death. Pedestrian accidents are on the rise throughout Alabama.
    • Side impact or T-bone collisions in which one vehicle is struck on either the driver or passenger side of the vehicle. T-bone accidents often happen when a vehicle passes through a red light or stop sign and wrecks into the side of another vehicle.
    • Rollover accidents in which a vehicle flips or rolls over. Often SUVs or trucks.
    • A single-vehicle accident in which a car strikes a ditch, car, tree or other object.
    • Multi-car pileup in which three or more vehicles are involved in the accident. About one-third of all motor vehicle accidents involve more than two automobiles. These multi-vehicle accidents are commonly referred to as pile-ups.  Due to the number of drivers and passengers involved, these types of car accidents have the potential to become complicated.
    • Commercial vehicle accidents in which 18-wheelers and other large vehicles strike other vehicles.  Big trucks cause big injuries.
    • Construction zone accidents usually involve pedestrian workers.
    • Bus accidents are often caused by the following: A bus driver swerves or brakes.
      A pedestrian steps into a bus driver’s blind spot.
      A bus driver is distracted.
      Another vehicle crashes into a bus.
    • Dangerous road accidents. Potholes and road drop-offs.
    • Delivery truck accidents. Trucks often parked in the road.
    • Elderly driver accidents. According to the National Highway Traffic Safety Administration, fatalities in accidents involving elderly drivers will likely triple by 2021.
    • Emergency vehicle accidents. Cop cars, ambulances, and fire trucks.
    • Intersection accidents.
    • Taxi accidents. If you have been injured in Alabama in a taxicab, shuttle van, or limousine accident, we can help.
    • Single vehicle accidents.
    • Causes of Alabama Auto Accidents

    • Lower gas prices mean more people on the road not paying attention
    • Driver fatigue
    • Speeding: Almost 1/3 of all fatal car crashes in the U.S. are caused by excessive speeding. Speed limits in Alabama are similar to much of the United States with a minimum of 15 mph in school zones and a maximum of 70 mph on some interstate highways. The speed limit is highly variable in some areas so make sure you check the signs. Here are the general speed limits across the state. School zones 15 mph Residential areas 25 mph Non-paved county roads 35 mph Highways 45-55 mp Roadways with 4 or more lanes at 65 mph Interstate highways 70 mph
    • Weather and road conditions: Fog, ice, floods, snow, and heavy winds create driving hazards and limit visibility for safe driving.
    • Driver distractions: Some common distractions are passengers, cell phones, satellite radio, hands-free devices, and outside distractions.
    • Drunk driving: Drunk driving is one of the leading causes of car accidents in the U.S. It is responsible for nearly 30% of all fatal traffic crashes, resulting in more than 10,000 deaths per year
    • Pedestrians
    • Failure to yield
    • DVD players, music headphones
    • Running red lights and stop signs
    • Disregarding traffic signs
    • Driving too fast for conditions
    • Failure to stay in lane
    • Failure to watch for motorcycles
    • Failure to yield to pedestrians
    • Following to close
    • Improper passing
    • Reckless driving
    • Wrong way driving
    • Texting and driving
    • Construction zones
    • Wet roads
    • Road debris
    • Icy or snowy roads
    • Driver error
    • Shoulder drop-offs
    • Night driving: Night driving is particularly dangerous for new drivers and older drivers with vision problems.
    • Drowsy driving
    • Overweight trucking loads
    • Defective vehicle parts
    • Poorly maintained vehicle
    • Hazardous road conditions
    • Confusing signs
    • Aggressive driving
    • Trucks
    • Potholes

    Compensation You Can Recover in a Huntsville Car Accident Case

    Our car accident team understands the importance of recovering compensation after a car accident in Huntsville. We will handle your case with honesty and transparency, discussing the likelihood of success and the parties potentially liable for your injuries. Our process involves a thorough review of your medical records, expenses, and lost wages to accurately determine the value of your claim. We will present all necessary evidence and documentation to support your case and will engage in negotiations with insurance adjusters to seek a fair settlement. In the state of Alabama, where fault-based rules apply, it is crucial to establish negligence by demonstrating that the at-fault party breached their duty of care and caused the accident. We will guide you through the legal requirements, ensuring we have clear and convincing evidence to support your claim. If necessary, we are prepared to take your case to trial to seek the compensation you deserve. Our goal is to secure a fair settlement that meets your needs, and we are committed to advocating for your best interests every step of the way.

    Ways To Stay Safe While Driving in Huntsville, Alabama

    Nobody plans to be involved in an auto accident, and even the safest of all Alabama drivers can be involved in a serious accident.
    Regardless, there are steps that a driver can take to ensure that they take all appropriate precautions while traveling.

    Obey Speed Limits

    Speed limits are posted to keep all drivers on the road moving and safe. Obeying the posted speed limit is one of the most fundamental safety measures that someone can take on the road.

    Avoid Distractions in Your Automobile

    Distracted driving is responsible for over 37,000 deaths on American roads each year. A majority of the distractions come from smartphone usage like texting, emailing, or using apps while driving.

    Check Your Blind Spots

    All motor vehicles have blind spots, although some can be larger than others. It is important that you know and understand the blind spots in your vehicle so that you can be certain to check for any possible vehicles before changing lanes. This is especially important because of pedestrians, bicycles, and motorcycles.

    What are the Most Common Auto Accident Injuries in Alabama?

    Car accidents in Alabama can lead to a wide range of injuries that can affect drivers and passengers alike. More than half of all accidents in Alabama result in an injury to the driver or his or her passengers. If you or a loved one sustains injuries in a car accident in Alabama, you and your loved ones have a right to be compensated for your injuries. The most common injuries that result in automotive accidents include the following:
    • Burn injuries
    • Catastrophic injuries
    • Broken bones
    • Lacerations
    • Bruising
    • Whiplash occurs when an impacted vehicle causes the victim’s head to be thrown forward, backward, or to the side.
    • Concussion
    • Eye injury
    • Seat belt injuries
    • Chest injury
    • Degloving injury
    • Spinal cord injury
    • Traumatic brain injury: 17.3 percent of all TBIs (Traumatic Brain Injury) in the United States are caused by car accidents.
    • Amputation
    • Paralysis
    • Wrongful death
    • Soft tissue injuries
    • Hip injuries
    • Shoulder injuries
    • Strained ligaments
    • Post-traumatic Stress Disorder (PTSD) is a common disorder often requiring the treatment of a professional following an auto accident.
    • Back muscle sprains
    • Scrapes and Cuts
    • Contusions
    • Broken ribs
    • Internal injuries, including abdominal injuries, internal bleeding, injuries to organs, and collapsed or punctured lungs.
    • Jaw injuries
    • Loss of teeth
    • Neck injuries
    • Crushed larynx
    • Crushed trachea
    • Broken neck
    • Pelvic injuries
    • Penetration injuries

    What to do After An Auto Accident

    Immediately file an accident report with the police, sheriff, or highway patrol, if the agency has not done so at the scene.
    • Write down the name, address, vehicle identification numbers (VIN) of the other vehicles involved, insurance company and policy information, and driver’s license number of any persons involved in the accident. Record names, addresses, and telephone numbers of all witnesses.
    • Obtain photographs of the accident scene, all vehicles involved (before repairing), and any visible injuries to the parties involved, such as cuts, bruises, and scars. Take pictures of guardrails or other objects like roadway hazards you believe may have caused or contributed to your accident and tire marks./li>
    • Note the weather conditions at the time of the accident; drivers' mental state at the time of the accident; traffic conditions at the time of the accident; and whether there were any traffic signals in the area.
    • Do not discuss the accident or your injuries with anyone, except your doctor and your attorney.
    • Do not consent to a recorded statement or sign any document without first reviewing it with your attorney. Innocent statements made by you attempting to assist an insurance adjuster can easily be misinterpreted and used to deny or minimize your recovery.
    • Immediately seek medical attention and tell your doctor the nature and extent of your pain and injury, and how the injury occurred.
    • It is important to keep a daily journal chronicling your injuries.
    • Track Your Expenses.
    • A strong claim clearly outlines the financial impact of your accident. Save all bills and receipts of expenses related to the accident and injury. keep records of your: medical bills, mileage driven to doctors’ appointments, rental car expenses, time away from work, and any other expenses your accident has caused.

    Most Common Mistakes After a Motor Vehicle Accident in Alabama

    Having an auto accident can be very stressful and confusing. However, you must remember to avoid these common mistakes to maximize your recovery:
    • Posting information on social media including pictures or making written statements that can be used against you.
    • Not getting treatment as soon as you notice a problem.
    • Talking with insurance companies and giving recorded statements from either side. They are not on your side.
    • Not talking to an attorney first.
    • Not telling your attorney the truth.
    • Not following doctor’s orders.
    • Trying to do too much too soon.
    • Downplaying your injuries.
    • Not collecting evidence at the scene. Take pictures, obtain witness statements & file a police report.
    • Admitting anything to anyone at the scene or with an insurance company.

    Why You Cannot Trust the Insurance Company

    When a crash happens, many people look to their insurance company to help them put their lives back together. That is a mistake. Many of us want to believe that insurance companies have our best interests in mind. However, insurance adjusters often work to minimize the amount of money that they have to pay. It is vitally important that you remember one thing – no insurance company is on your side. You cannot trust the other party's insurance adjuster or your own. Their loyalty is to their company, and they will look to deny or settle your car accident claim for as little as possible. In many cases, an insurance company may attempt to deny your claim saying you were at least 1% at fault. (contributory negligence) That is why you need an Alabama car accident lawyer on your side. You need someone who will look out for your best interests. At Ferguson & Ferguson, our experienced car crash attorneys have settled thousands of auto accident cases over 30 years in business. You must have a car accident lawyer representing you when you are dealing with an insurance company.

    Hospitals Serving North Alabama

    People who are injured and require emergency care in North Alabama have many choices when it comes to medical care. If you have suffered serious trauma in your auto accidents you will normally be transported to one of the following hospitals. If you are in either hospital recovering from your injuries, we are available 24-7 to discuss your case. In most instances, you will receive at least four bills when you are transported to one of these hospitals. The hospital bill, the radiology bill, the emergency physician bill, and the ambulance bill. If necessary, you may receive other treatments and bills from orthopedic surgeons and other physicians. You may be worried about how you will pay your medical bills and monthly bills. If necessary, we can connect you to companies that do low-interest loans to cover your living expenses and medical bills while you recover. Our injury attorneys can help guide you through the process of recovering from your injuries. The hospitals in North Alabama are:

  • Decatur Morgan Hospital – Parkway Campus 1874 Beltline Rd. S.W. Decatur, Alabama Phone: (256) 973-2000 Website
  • Decatur Morgan Hospital – Decatur Campus 1201 7th St. S.E. Decatur, Alabama 35601 Phone: (256) 341-2000 Website
  • Huntsville Hospital 101 Sivley Rd SW Huntsville, Alabama 25801 Phone: (256) 265-1000 Website
  • Crestwood Medical Center One Hospital Drive Huntsville, AL 35801 Phone: (256) 429-4000 Website
  • Athens Limestone Hospital 700 Market St W Athens, AL 35611 Phone: (256) 233-9292 Website
  • Cullman Regional Medical Center 1912 AL-157 Cullman, AL 35058 Phone: (256) 737-2000 Website
  • Madison Hospital 8375 Hwy 72 W Madison, AL 35758 Phone: (256) 265-2012 Website
  • Highlands Medical Center 380 Woods Cove Rd Scottsboro, AL 35768 Phone: (256) 259-4444 Website
  • Marshall Medical Center North 8000 AL-69 Guntersville, AL 35976 Phone: (256) 571-8000 Website
  • Marshall Medical Center South 2505 US-431 Boaz, AL 35957 Phone: (256) 593-8310 Website
  • North Alabama Medical Center 1701 Veterans Dr Florence, AL 35630 Phone: (256) 629-1000 Website
  • DeKalb Regional Medical Center 200 Medical Center Dr. SW Fort Payne, AL 35968 Phone: (256) 845-3150 Website
  • Helen Keller Hospital 1300 South Montgomery Avenue Sheffield, AL Phone: (256) 386-4196 Website
  • Lawrence Medical Center 202 Hospital Street Moulton, AL 35650 Phone: (256) 974-2200 Website
  • Gadsden Medical Center 1007 Goodyear Ave Gadsden, AL 35903 Phone: (256) 494-4000 Website
  • Automobile Accident Damages You Can Recover

    The Alabama Law Office of Ferguson and Ferguson is an experienced auto accident law firm with a long track record of obtaining for clients the compensation and accountability they deserve. An individual who negligently operates a motor vehicle may be liable for a wide variety of damages that an automobile accident can cause, including but not limited to the following:
    • Disability and physical impairment and disfigurement
    • Loss of consortium for spouses
    • Diminished future potential earnings
    • Diminished quality and enjoyment of life
    • Medical expenses including surgery, ambulance, therapy, rehabilitation, and future medicals
    • Past and future lost wages
    • Out of Pocket Expenses
    • Pain and Suffering
    • Wrongful death
    • Related expenses for prosthetic devices, braces, walkers and crutches
    • The repair costs or fair market replacement value of property losses
    • Current and future physical pain and mental suffering
    • Reasonable funeral and burial costs in wrongful death claims
    You deserve the best auto accident attorney you can hire. Don’t let an out-of-state insurance company decide what your personal injury claim is worth, contact us today. It’s our job to get you the money you’re truly owed in your case.

    Investigating Your Alabama Auto Accident

    Once our attorneys commence representation, we will thoroughly investigate your auto accident claim. Our auto accident attorneys will investigate your auto accident to determine who is at fault for the accident. We will do the following:
    • Visit the accident scene
    • Look at the property damage of all vehicles
    • Interview eyewitnesses to the accident. People move and their memories fade. The faster we can talk to the witnesses, the better outcome for you.
    • Determine the weather conditions at the time of the accident
    • Take pictures and video of the scene and make any necessary measurements of skid marks. Private and government security cameras often can provide crash information.
    • Obtain and review the police report for errors
    • Perform a background check on the defendant, including their criminal history and driving record
    • Obtain all medical records before and after the accident
    • Retain experts to assist us in presenting your case

    I Have a Lawyer, But I’m Not Happy with the Firm

    There is no guarantee you will be happy with the firm you hire especially if they are on a billboard or television. You can change attorneys at any time.

    Has this ever happened at your law firm:

    • When you call, you only get to talk to a secretary or paralegal and never your lawyer
    • They emailed you documents without meeting you.
    • You rarely get your calls returned on time.
    • You have never actually met your attorney.
    • Your attorney doesn’t remember the facts of your case.
    • It has been weeks or months since you last got a case update.
    • Your car is still damaged,  and there is no sign that you will get money to repair it soon.
    • You can’t get your lawyer’s cell phone number.
    • Your lawyer is pushing you to take a settlement offer that seems low.
    When your lawyer is not handling your case correctly, you need to explore your options. Contact Ferguson & Ferguson at any time for a second opinion about your case.

    Why Hire Huntsville, AL Auto Accident Attorneys (Abogados) Ferguson and Ferguson

    The law offices of Ferguson and Ferguson take pride in giving each client individual and personal attention. We have handled thousands of auto accident cases and pride ourselves on our client-centered approach.
    • Always choose an attorney with experience handling car accident cases.
    • We are committed to excellent client service.
    • We care about our clients, and have patience.
    • Free phone consultation 7 a.m. to 7 p.m. and Saturdays
    • Free office consultation as late as 7 p.m. and Saturdays also
    • Locations near you
    • We answer all our client's calls or return them promptly
    • We keep our clients informed of the status of their cases.
    • We make sure that our clients understand each step of their case.
    • Always consider the past auto accident cases they have handled.
    • You should look for an attorney with trial experience. Although/ most auto accident cases will settle, you want to hire a law firm that will take your case to trial. Sometimes an insurance company will only take you seriously if they fear going to court.
    • We have great compassion for the physical, emotional, and financial problems that our clients suffer, and will do everything possible to get them through their difficult times.
    If you have been in a car wreck in Decatur and an injury or death has occurred, you should get help from an experienced accident attorney. Contact our attorneys by phone or email or fill out the free consultation form. Insurance companies have adjusters, investigators, and attorneys working for them. Their goal is to limit the amount of money paid to auto accident victims like you. Insurance companies are not on your side. Don’t make their job easier by providing them with information that they can use or manipulate to deny your claim. Make sure you have the best auto accident attorney you can hire on your side to aggressively protect your interests.

    Alabama Is A Fault Insurance State

    It is important to understand that Alabama is a “fault” based state when it comes to car accidents and the question of liability. This ultimately means that those injured must prove the fault of the other party in the accident.

    Alabama Auto Insurance Requirement

    Mandatory liability insurance in Alabama was the following as of 2021: $25,000 for bodily injury or death per person
    $50,000 total for bodily injury or death per accident
    $25,000 for property damage
    The insurance limits in Alabama do not provide enough coverage for many accident claims. Because the limits are so low, you should try to have your own medical payments coverage and uninsured-underinsured on your auto insurance. Since healthcare is so expensive, and the death of a loved one can destroy a family financially, it is so important to check your auto insurance policy to make sure you are covered. Since most people do not have assets to cover a major accident, protect yourself with sufficient uninsured-underinsured coverage. Alabama is a contributory negligence state. If you contributed to the accident by one percent you may be unable to recover any damages from the other driver’s insurance or your own. Insurance companies understand that they may be able to avoid paying you damages by showing that you contributed to the auto accident. That is why you need to hire our firm immediately after an accident, or the evidence may be lost, and your case gone forever.

    Auto Accident FAQ

    Q&A With a Alabama Automobile Accident Attorney

    After an auto accident, you often have questions. Our goal is to make you better understand your rights. After reading the below FAQ, we encourage you to give us a call. We are here to help.

    What kinds of car accidents do you handle?

    The attorneys at Ferguson & Ferguson have the expertise to handle a wide range of car accident cases involving various types of vehicles. They can represent clients in incidents concerning passenger cars, SUVs, motorcycles, commercial trucks, buses, vans, limousines, rideshare vehicles, bicycles, and more. Whether it's a single-vehicle accident, multiple-vehicle collision, a crash involving intoxicated or distracted drivers, rear-end collision, accidents caused by lost cargo loads or tire blowouts, auto defects, or pedestrian accidents, the attorneys at Ferguson & Ferguson are equipped to provide legal representation and support.

    How does the law firm analyze car accidents?

    Our attorneys are committed to providing a thorough analysis of car accidents to ensure your needs are handled promptly and appropriately. We understand the importance of examining all relevant factors to build a strong case on your behalf. After you hire our firm, our Huntsville and Decatur personal injury attorneys will take the information you provided at your initial no-cost consultation, and will send out a letter of representation to the other driver and their insurance company. We believe in leaving no stone unturned when it comes to gathering evidence for your case. That's why we immediately begin gathering all necessary evidence, such as police reports, witness statements, medical records, and video surveillance footage. Our goal is to have a comprehensive understanding of the accident, which includes analyzing the drivers involved, the so-called 'crashworthiness' of the vehicles, and the proper functioning of safety restraints like seatbelts, airbags, and windows. In some instances, we go even further by reconstructing the accidents with the help of PhD-level physicists. These experts assist us in understanding the intricate forces at work and how they shaped the wreck. By employing their expertise, we can provide a thorough analysis that strengthens your case. We also understand the significance of examining the road conditions where the accident occurred. We meticulously assess whether the road conditions played a role in causing or contributing to the accident. This comprehensive approach allows us to uncover any potential factors that may have impacted the outcome. Once we have gathered all the necessary evidence and conducted a thorough analysis, we promptly send a settlement demand letter to the insurance company. We are proactive in seeking a fair settlement, but if necessary, we are fully prepared to file a lawsuit and take your case to trial. In the event of a settlement, we handle all necessary steps to ensure a smooth process. After you sign a release, we deduct our fees and costs, negotiate down medical bills, and ensure that you receive the compensation you deserve. However, if no settlement is reached, we are prepared to vigorously prepare and try your case to a verdict. Our experienced attorneys will advocate on your behalf and fight for your rights in the courtroom. At our firm, we believe that a thorough analysis is crucial in achieving a successful outcome for our clients. We are dedicated to providing top-notch legal representation and ensuring that every aspect of your car accident is carefully examined and addressed. You can trust us to handle your case with the utmost diligence and professionalism.

    What Happens if I am Injured in an Accident Visiting Alabama?

    If you are hurt in Alabama, where the laws are confusing, to say the least, you need to hire a local attorney. Being a non-resident, living a distance away from where the liable party lives, can be difficult. You need an experienced Alabama personal injury lawyer who handles auto accident cases throughout the state.

    How much is this going to cost?

    We work on a contingency fee basis, meaning we get paid out of what we collect for you. The fee is a percentage of the total recovery. If we don’t recover for you, you owe us nothing.

    What are my rights if another driver caused my accident and injuries?

    Under Alabama law, you have a right to recover for your property damage and your personal injury damage. Under most circumstances, your case can be settled without filing a lawsuit.

    How much is my claim worth?

    This is the most common question we receive at our initial free consultations. No two car accidents are the same, just as no two injuries are the same. It all depends on your injuries, medical bills, lost wages, available insurance coverage, and your attorney. Our goal is to get you the maximum compensation possible in your case.

    Should I settle with the insurance company?

    Insurance companies are not in the business of paying out money. They like to take your money, but not pay it out. Their goal is to pay you nothing or as little as possible. You should always talk to an attorney before settling any auto accident case.

    How long do I have to file a claim after an auto accident accident?

    The statute of limitations for personal injury claims in Alabama is two years from the date of the incident. The statute of limitations is different for minors. If you don’t settle or file before two years, your case is gone forever. You generally have two years from the date of your car accident to file a personal injury lawsuit, per Alabama Code § 6-2-38. A general two-year deadline also applies to wrongful death lawsuits, per Alabama Code § 6-5-410. Failing to take legal action within this time frame could prevent you from recovering damages via a lawsuit. Although this may seem like a generous amount of time, it can go quickly as you struggle to put your life back on track.

    How can an attorney help me?

    If you have been injured in a car accident in Decatur or Huntsville, Alabama you should hire a local attorney not someone off television. The attorneys at Ferguson & Ferguson have over 60 years of experience handling car accidents in north Alabama. We will communicate with insurance companies, get your medical records and bills, and negotiate in our client’s best interest. We can also assist you with making medical appointments, locating doctors, vehicle repairs, car rentals, and compensation for loss of income.

    Should I do a police report following an accident?

    Yes. A police report is very important in your case.

    Should I release my medical records to the insurance company?

    No. Let your attorney get your records for the insurance company.

    How do I Pay My Medical Bill?

    Lawyers are not permitted to loan or advance money to clients, but we are often able to help you get the medical treatment you need,
    even if you cannot presently afford it. Talk to us about your specific needs and let us work to help you get the treatment you need.

    Does the other insurance company pay my medical bills if the other driver admits fault?

    No. You shouldn’t expect any payments until a settlement is reached.

    The insurance company is offering a settlement. Should I accept it?

    No. Insurance companies do not make reasonable offers to unrepresentative people. In most cases, we can get you a much better settlement than what the insurance company offers.

    What happens if I am partially at fault for the accident in Alabama?

    Contributory negligence means if you are at fault at all, you cannot recover anything in your case. Talk to an attorney before you just believe the insurance company. Insurance companies often say you were 1% at fault to avoid paying you what you deserve.

    Who do you work with to reconstruct accidents?

    To reconstruct accidents, they collaborate with highly qualified physicists possessing PhD-level expertise. These professionals assist in comprehending the underlying forces at play during the accident and how they influenced the resulting wreckage. Additionally, they actively engage with insurance companies and other relevant parties involved in the case to ensure all requirements are promptly and appropriately addressed.

    Can I recover if I am a passenger injured in an accident?

    Yes. You can recover against the other driver if they are at fault. You can even recover against the driver of your vehicle if they were wanton. If one or both drivers are at fault and are uninsured or underinsured, you may be able to recover from your own uninsured or underinsured automobile insurance.

    Can I recover if the other driver is uninsured, underinsured, or leaves the scene?

    Yes. If you have uninsured and underinsured coverage on your insurance, you can recover just like you can from the other driver.

    Who is responsible for my rental vehicle?

    If the other person is at fault, his or her insurance company will provide a rental. If liability is being debated, you should be able to obtain a rental from your insurance company.


    Did you know that:
    • 32% of drivers write text while driving.
    • 42% of drivers read texts while driving.
    • 70% of drivers talk on a cell phone while driving.
    • 48% of drivers say they have driven 15 mph over the speed limit on a freeway.
    • 32% of drivers admitted to drowsy driving. Drowsy driving kills — it claimed 795 lives in 2017.
    • 39% of drivers reported running red light.
    • 13% of drivers admitted to driving under the influence of alcohol.
    The Insurance Institute for Highway Safety (IIHS) reviewed data from the National Traffic Highway Safety Administration regarding 51,490 fatal auto accidents and found the following types of driver behavior contributing to the cause of the accident.
    • Driving too fast for conditions (speeding): 16.7%
    • Driver's under the influence of drugs, alcohol or medication: 10.1%
    • Failure to keep in proper lane: 7.2%
    • Failure to yield to the right of way: 7.0%
    • Careless driving: 5.4%
    • Distracted driving (talking on a cell phone, texting, eating): 5.2%
    • Failure to obey traffic signs (stop signs and traffic lights): 3.9%
    • Reckless or negligent driving: 3.8%
    • Over-correcting/over-steering: 3.1%
    • Vision obscured (by rain, snow, sun glare, trees, and other road hazards): 3.0%
    • Wrong-way driving: 2.4%
    • Swerving to avoid a road condition or object: 2.3%
    • Making improper turn: 1.2%
    • Other factors: 10.1%
    • Unable to determine factors of the crash: 17.8%

    The Car Accident Settlement Process in Alabama

    Our car accident will discuss the facts of your case in an honest straightforward manner, including the odds of you winning and losing in court. We determine the parties who might be liable for your injuries. We will go over your medical records, bills, and wage loss information and explain how we calculate the value of your claim. Calculate the value of your claim and present all of the necessary supporting evidence and documentation. At that point, we will make a demand on the insurance company in your case. We talk to the adjusters and negotiate your case. If they do not make you a fair and reasonable offer, we will go to trial if needed. Usually, a trial can be avoided and a favorable settlement reached. Our goal is to get you a fair settlement. We are not a settlement mill law firm that will talk you down in terms of settlement, to benefit us. You decide if the settlement is fair to you. To reach an experienced Alabama car accident attorney, please call us at 256-534-3435.

    Steps in a Alabama Auto Accident

    Draft and file complaint. The complaint lists the details of what happened in the accident, the damages claimed from the accident, and why the defendant is responsible for the accident. The complaint is then served on the defendant. The defendant normally has 30 days to answer the complaint, unless the complaint is served with discovery. If the defendant has insurance, the insurance complaint for the defendant normally hires an attorney to answer the complaint served on the defendant. After the complaint is answered the discovery process starts. This is where the parties exchange relevant information related to the case. This includes filing admissions, production, interrogatories, and usually depositions. If the case does not settle, the parties often go to mediation in Decatur. If the case does not settle the case goes to trial. This is where you go in front of a jury and present opening statements, evidence, and closing arguments. During the trial process, you have the right to settle at any time. If the other party provides a satisfactory settlement offer, you may settle the case before you get a jury verdict.

    Huntsville Alabama Driving Laws

    Knowing Alabama’s driving laws will help you stay safe in Decatur. Some of the general Alabama driving rules include:
    • Blood Alcohol Limits: Alabama law now limits blood alcohol to 0.02% for drivers under 21. The rules allow drivers over 21 a maximum BAC of 0.08%.
    • Pedestrian Right-of-Way: Pedestrians always have the right of way against vehicles, even if the pedestrians disobey the law. Although pedestrians can be contributorily negligent.
    • Automotive Right-of-Way: At Alabama intersections, no vehicle has the right of way, except those granted by traffic signals and stop signs.
    • Emergency Vehicles: You must allow 500 feet between your vehicle and any emergency vehicle. Alabama move-over law requires you to move over one lane if an emergency vehicle is in the lane next to you. If you can’t move over you must slow down 15 miles below the speed limit.
    • Mandatory Seat Belts: Passengers must now wear seat belts in front and back seats. Toddlers and infants must be secured in a child’s safety seat or booster seat.
    • Parking and Turning: The law in Alabama permits a right turn at red lights as long as you follow any traffic instructions. Making U-turns is legal if you can make them safe while not impeding traffic.
    • Parking Laws: Generally, parking laws for cities are posted, but beware of parking at curbs painted yellow, red, or in front of a bridge.

    We’re Available 24/7 To Give You Strong Legal Advice: Free Case Review

    More than 40,000 people die annually in the United States in motor-vehicle crashes. Alabama has seen an increase in accidents and deaths in 2023. Alabama has reported that bicycle, pedestrian, and motorcycle accident deaths have also risen in 2022-2023, and more people in Alabama were injured badly enough to require medical attention. At Ferguson & Ferguson, our Huntsville auto accident attorneys represent auto accident victims who have suffered a wide range of injuries. When you have been seriously injured in an auto accident, you need to call the attorney of serious accident victims call when they have been injured. Randy W. Ferguson is Decatur’s premier automobile accident lawyer. If you or anyone you know has suffered an injury in an auto accident, contact us for a free case evaluation. We offer no obligation, FREE CONSULTATIONS. It does not matter if you are uninsured, have health insurance or deductibles, or co-pays you can't afford. Often we can help you obtain the medical treatment you need at no upfront out-of-pocket cost to you. Home and hospital visits are available if you are unable to come to our Decatur office. As an auto accident victim, you need legal advice from a local law firm you can trust. When you are injured in an auto accident in Alabama, you need trusted trial lawyers with experience representing auto accident victims. Recovering compensation after a Huntsville, Alabama automobile wreck can be difficult, and a knowledgeable Decatur auto accident lawyer can make all the difference. Deciding to hire an auto accident lawyer is an important choice that takes careful consideration. Are you looking for an attorney by searching for the” best attorney near me”, or the “best lawyer near me”? With all of the cheesy out-of-town attorney television and billboard ads you see, it can be difficult to determine who to call. If you need a Decatur, Alabama automobile accident lawyer, you need to hire the best auto accident lawyer you can hire. Some lawyers, due to their lack of skill or resources, may not pursue all claims and compensation available to you. Many of the television and billboard attorneys have you talk to their paralegals. Don’t hire an attorney who you will never meet, or a law firm that bounces you between attorneys. If they send you the paperwork to sign, throw it in the garbage and call us. At Ferguson & Ferguson, you only deal with attorneys. A client should be able to get a hold of their attorney. All of our attorneys give their clients their cell phone numbers and email addresses. If you have been a victim of an automobile accident in Decatur, Alabama, do not hesitate to call our skilled and experienced personal injury attorneys for a free assessment of your situation. Our consultations are free. We can visit you or your loved one at a hospital, residence, or workplace. Take the first step and call us today if you’ve been seriously injured. Our mission is to ensure that you have the best representation you can get in your case. Call 256-534-3435. We are here to help. Huntsville Office Location:
    303 Williams Avenue SW
    Suite 321
    Huntsville, AL 35801

    Decatur Office Location:
    211 Oak Street NE
    Decatur, AL 35601