Uninsured motorist insurance (UM) is a type of auto insurance that you purchase to protect yourself and your family against drivers who have no insurance. Underinsured motorist protects you if the other driver does not have enough insurance. What do you do if the driver who struck you does not have sufficient liability insurance? What… Read more »
Do I Need Uninsured Motorist Insurance in Alabama? Uninsured motorist insurance provides coverage if you get into an accident with a driver that does not carry auto insurance. Although Alabama law requires all drivers to maintain at least the minimum amounts of vehicle insurance, many drivers disobey this law. Others may not realize their coverage… Read more »
There are many different situations in which your uninsured motorist insurance coverage might be needed. If a person hits your car and runs without providing any information, you can use your uninsured motorist to pay for your injuries. If someone runs you off the road but does not hit your car, you can use your… Read more »
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