If you are looking for a good Commercial contract or Insurance policy, consider a waiver of subrogation provision. While you may not need this kind of protection, you should know the benefits of a waiver before you sign it. Here are some of the benefits of a waiver. Insurance Policy A mutual waiver of… Read more »
What is the Guest Passenger Statute? According to Alabama Code 32-1-2, if you were a passenger (or “guest”) in a car accident, you cannot file a claim against the driver for any injuries you sustained, unless the driver intentionally or willfully caused those injuries. By “guest,” the law means that you were riding with the… Read more »
Insurers consider your medical bills, treatment, injuries, and wage loss information when determining the value of your personal injury claim. If you do not follow these simple rules, your claim may be doomed from the start. Remember, the adjuster is not on your side and is not trying to give you what your case… Read more »
If you have comprehensive car insurance, your policy may reimburse you the market value of your vehicle if it is totaled due to a covered loss. While losing a car to a complete failure may be distressing, understanding how the process works and how to maximize the value of your total loss vehicle settlement… Read more »
Life insurance is a commitment you make with an insurance firm for compensation at your death. You pay premiums to the insurance firm to earn your family death benefits later. Your family may decide to use the death benefits in various ways like to cover your funeral expenses, cremation cost, medical bill, settle your debts,… Read more »
The other driver’s or owner’s policy limit has a huge effect on your settlement after an accident in Alabama. In many cases, the owner has the minimum policy allowed in Alabama.($25,000.00) When a person has the minimum policy, they probably have no assets of any value. Therefore, the defendant’s policy limit is all you can… Read more »
Most of the people who have automobile insurance don’t fully understand what they are purchasing and what the sections of their policies mean, they simply go online search for cheap auto insurance quotes and pick the cheapest one without reading the fine print first. These are the specific types of protection you purchase as part… Read more »
Huntsville Office
303 Williams Avenue SW, Suite 321 Huntsville, Alabama 35801
(256)-534-3435
Decatur Office
211 Oak Street NE Decatur, Alabama 35601
(256) 350-7200
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